With an ERISA denial, most people are afforded 180 days to appeal the denial in the administrative process. While 180 days may seem like a lot, the process of interviewing a potential client, sending and receiving a fee agreement, sending out a letter of representation, obtaining the claim file and reviewing it, and then proceeding to gather all evidence necessary for a complete appeal takes time. Obviously, it is much easier to build a strong appeal when your attorney has more time to build it! Calling an ERISA attorney as soon as possible once you receive a denial letter from the insurance company is helpful for you and your attorney.